Hospitality

Restaurants, Bars, Caterers, and More.

In the hospitality and restaurant industries, you roll out “the red carpet” for your customers doing whatever it takes to ensure a positive experience. At Heffernan Insurance Brokers, we do the same for our clients in the hospitality industry.

We offer specialized risk management and insurance programs for hospitality businesses that include:

• Hotels and resorts
• Golf courses
• Restaurants – franchises, fine dining, family-style, and QSRs
• Delivery operations
• Food trucks
• Bars (including liquor liability insurance)
• Wine bars
• Catering
• Liability coverage for events and event planners

Liquor Liability Insurance for Hospitality Businesses

Have you ever heard of, “too much of a good thing?” Well that’s why we offer hospitality businesses with liquor liability coverage. What is liquor liability insurance? If you serve alcohol, you are at risk for being held responsible for injuries or property damage. Liquor liability insurance is insurance coverage for policyholders who serve liquor where there is a possibility for an intoxicated person to cause bodily harm or property damage.

As a result of this need, liquor liability insurance protects you and your business from being held liable for any damage that may occur, and ensures you and your customers can still have a good time while covering all of your bases. You should be thinking about serving your customers and growing your business instead of paying for damage caused by an intoxicated person. Whatever your situation, we can create a customized liquor liability policy to alleviate some of that pressure and make sure you are well protected for every situation.

Connecting Hospitality Insurance Solutions to Your Business Goals

Our team at Heffernan provides the resources you need to connect business goals with risk management and other benefit strategies. Our clients in the hospitality industry like hotels, restaurants, bars, and more, feel safe knowing we focus on helping mitigate their risks while they can focus on growing their business.

There’s a lot of stress and pressure in the hospitality industry when trying to improve safety and reduce claims costs, but it doesn’t have to be that way. We are constantly improving and learning so our hospitality insurance specialists can come alongside you and act as your guide to make sure you get exactly what your business needs.

The Right Insurance Broker for Your Hospitality Business

Heffernan Insurance Brokers belongs to a number of highly-respected organizations in the hospitality industry. Heffernan has been an insurance broker for the California Restaurant Association for a number of years. And also has membership with the Golden Gate Restaurant Association, California Hotel & Lodging Association, and SF Hotel Council.

Get started with Heffernan’s Hospitality Insurance

More about our Hospitality Insurance Programs

Your business isn’t exactly predictable. By facilitating a wide range of guests and special events, you are vulnerable to a multitude of exposures – liquor liability, off premises power outages, slips and falls, and food contamination are just a few of the hurdles you may encounter.

We welcome the challenge of keeping your assets, your properties, your employees, and your customers safe. With us, you’ll have access to the best coverages thanks to our preferred status with many A+ rated carriers.

As a restaurant or hospitality establishment, your focus should be on your business and your customers. Let us handle the rest. Find out what Heffernan’s Hospitality Practice can do for you.