Insurance for Religious Organizations
In-depth Insurance for Your Religious Organization
As a religious organization, you are a pillar of the community you serve, offering counseling, education, outreach programs, and other services to your congregation and community members. With all the help you provide to the community, you need help protecting the organization you’ve worked hard to build. That’s where Heffernan Insurance Brokers comes in. Our dedicated team of experts is proud to offer customized insurance programs for religious organizations in a host of denominations.
Religious organizations have a unique set of risks. Because of your involvement in the community, you need to protect volunteers, employees, and members. You also need protection for property like vehicles, items like musical instruments, and even historical artifacts and unique architecture. Our programs meet these needs and more.
Heffernan has special programs for Lutheran and Methodist churches, a division for Presbyterian churches called PresbyterianOne, and a program specifically for United Church of Christ and Disciples of Christ. We also have a program called Heffernan Religious Institution Programs (HRIP) for all other denominational and non-denominational churches. We offer a world religions program that covers:
- Religious orders
- Camps and conference centers
- Meditation and yoga centers
- Ashrams
- Teacher certification schools
- Retreat centers
- Monasteries and convents
- Private schools, colleges, and universities
Let us know how we can help your organization continue serving our communities.
Frequently Asked Questions
Explore key questions about Church Insurance.
What is Church Insurance?
Church insurance is specialized coverage designed to protect religious organizations from various risks. This coverage helps safeguard a church’s assets and operations against unforeseen incidents.
What does Church Insurance Cover?
Church insurance coverage typically includes property insurance for buildings and contents, liability insurance for accidents or injuries on church premises, and coverage for church-owned vehicles. It may also cover events, employee-related liabilities, and cyber risks, providing comprehensive protection for the church’s operations.
Who needs Church Insurance?
Church insurance is essential for any religious organization, including churches, synagogues, mosques, and temples. It protects against property damage, liability for accidents or injuries, and employee-related risks. Churches that host events or own vehicles should consider church building insurance for full protection. Any religious institution seeking to safeguard its assets and operations should have church insurance.
What are the costs of Church Insurance?
The cost of church insurance varies based on factors such as the size and location of the church, types of coverage needed, and specific risks. Premiums generally range from a few hundred to several thousand dollars annually. Factors like property value, employee numbers, and the scope of activities or events also influence the cost.
How do I get Church Insurance?
To get church insurance, assess your church’s specific risks, including property, liability, and employee coverage. Work with an experienced church insurance agent or broker who specializes in religious organizations to gather quotes from multiple church insurance providers. Compare policies to select the best fit for your needs and finalize the purchase.
Heffernan Religious Organizations Insurance Practice Leader
Kerry Dantzig
D: 925.295.2535
[email protected]