Security Guards

Tailored Coverage to Address the Security Industry’s Unique Exposures

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Security Guard Insurance to Safeguard Your Business

Insurance for Armed and Unarmed Security Guard Companies

As security professionals, you help protect others. Count on our comprehensive insurance products help protect your team and your company. Our security guard insurance program is tailored to the needs of businesses in the security industry.

We offer comprehensive insurance for security companies, including:

  • Property Insurance
  • General Liability Insurance
  • Commercial Auto and Hired and Non-Owned Auto Insurance
  • Umbrella Coverage
  • Crime and Fidelity Coverage
  • Workers’ Compensation Insurance
  • Management Liability

With Heffernan Insurance Brokers, you’ll discover tailored coverage options designed to address the unique risks and needs of the security industry, including private security, retail security, executive protection and other types of security services.

The cornerstones of our program include:

  • An exclusive workers’ compensation insurance program that provides robust risk management and claims handling.
  • Liability coverage that is tailored to security industry risks and can include false arrest coverage, assault and battery coverage, errors and omissions, abuse and molestation coverage and premises liability.
  • Property insurance coverage which can include business income insurance, crime insurance, boiler insurance and inland marine insurance, as well as special causes of loss coverage and elite property enhancement.

If needed, we can also provide security choice and crisis management enhancement endorsements. Take control of your total cost of risk with a specialized program designed for your industry. Contact our security industry practice leaders today!

Frequently Asked Questions

Explore key questions about Security Guard Insurance

What is Security Guard Insurance?

Security guard insurance is specialized commercial coverage designed to protect security companies from risks associated with their operations.

What does Security Guard Insurance Cover?

Security guard insurance typically includes general liability, protecting against claims of bodily injury or property damage caused by security personnel. It may also offer professional liability coverage for negligence or errors in performing security duties. Other coverages can include workers’ compensation, commercial auto, and property insurance, ensuring comprehensive protection for the business and its employees.

Who Needs Security Guard Insurance?

Security company insurance is essential for businesses providing security services, including private security firms, bodyguard services, and event security companies. It’s also necessary for independent armed security guards.

What are the costs of Security Guard Coverage?

The cost of security guard insurance varies based on business size, number of employees, services provided, and coverage limits. Premiums typically range from a few hundred to several thousand dollars annually, with higher-risk operations like armed security guard insurance incurring higher premiums. Factors such as claims history and location also affect costs.

How Do I Get Security Guard Coverage?

To get security guard insurance, assess your specific needs and risks, including the services you provide and the number of employees. Obtain quotes from multiple providers to compare coverage options and premiums. Work with an experienced insurance broker specializing in security company insurance to tailor a policy that meets your requirements. Review and finalize the policy, ensuring it includes essential coverages like general liability, professional liability, workers’ compensation, and commercial auto insurance.

Senior Vice President

Christopher Dewey

D: 650-842-5223
[email protected]

Senior Vice President

Zach Catanese

D: 949-771-3477
[email protected]

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